We all have different priorities and needs, we here at Universal Bank recognise this and realise that sometimes there are necessities which cannot be delayed. This loan with it’s competitive rates and no extra commision charges can be taken advantage of to fulfil you and your family’s needs.
Benefits:
  • No Commision Charge
  • Low Interest Rate
  • 36 Mounts Terms
  • Replay in 24 hours
Documents Needed Inorder to Apply:
  • Identity card  or passport
  • Payroll  (income statement)
  • Address confirmation document (official documents such as certificate of residence or electricity bill or municipality water bill registered in the name of the customer)

Big chance for public employees and retireds. By appointing your salary you get the chance of recieving 200.000 TL and 120 months instalment. Whats more, until 50.000 TL you are not obligated to appoint a garantor.
Benefits:
  • Low Interest Rate
  • 120 Mounts Terms
  • 50.000 TL without guarantor
Documents Needed Inorder to Apply:
  • Identity card  or passport
  • Payroll  (income statement)
  • Address confirmation document (official documents such as certificate of residence or electricity bill or municipality water bill registered in the name of the customer)

Owning the car of your dreams is very easy with the Universal Bank  Auto Loan. With terms up to 72 months and no guarantor requirement, the fast-approval Garanti Auto Loan will take you to your new car in no time. Get your car now and make your payments over a long-term.
Benefits:
  • Low Interest Rate
  • 72 Mounts Terms  for new cars
  • %100 loan for new cars
  • %70 loan until 5 years old second hand cars
Documents Needed Inorder to Apply:
  • Identity card  or passport
  • Payroll  (income statement)
  • Invoice , value estimation
  • Address confirmation document (official documents such as certificate of residence or electricity bill or municipality water bill registered in the name of the customer)

We all have different priorities and needs, we here at Universal Bank recognise this and realise that sometimes there are necessities which cannot be delayed. For you furniture, electronic equipments, renovations and many other needs can be solved with our Ready Loan which you can apply from member shops.
Benefits:
  • Low Interest Rate
  • 36 Mounts Terms
  • Replay in 24 hours
Documents Needed Inorder to Apply:
  • Identity card  or passport
  • Payroll  (income statement)
  • Invoice , value estimation
  • Address confirmation document (official documents such as certificate of residence or electricity bill or municipality water bill registered in the name of the customer)